Eliminate ledger errors, eliminate manual paper loans, and automate collections with direct MTN MoMo and Airtel Money integrations. Fully compliant with UMRA regulatory standards.
Simulate how our software computes member installments, reducing-balance interests, and automated repayment ledgers in real time.
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Everything required to run a transparent, audit-ready financial cooperative from a single secure cloud dashboard.
Complete digital KYC profiles, Next-of-Kin records, biometric capture compatibility, and automatic dividend calculations per share holding.
Multi-tier approval workflows (Loan Officer → Credit Committee → Manager). Auto-validates guarantor savings and active collateral.
Enable members to deposit savings and pay loan installments directly through USSD prompt. Instant automated ledger reconciliation.
Generate complete trial balances, balance sheets, PAR (Portfolio at Risk) reports, and aging loan analysis formatted for regulatory audits.
Send automated SMS transaction receipts immediately after deposit, upcoming installment reminders 3 days before due date, and AGM announcements.
Granular role permissions (Teller, Loan Officer, Manager, Board Auditor). Immutable timestamped audit trails on every financial modification.
Turnkey deployment including staff training in Kampala or on-site across Uganda, legacy data migration, and 12-month SLA maintenance.
Ideal for village savings associations, church SACCOs, and employee groups transitioning away from manual Excel spreadsheets.
For registered cooperatives requiring direct Mobile Money collections, UMRA audit reporting, and member portal access.
For tier-4 microfinance institutions and district federations with multiple branches, custom core-banking integrations, and high volume.